BudgetSis — Calculators

Tabs: RPM & MPR (one-card derived rates), CPM (cost per mile on a transaction), ROS (multi-card overall return).

RPM & MPR
CPM
ROS (Multi-Card)
Bonus multiplier for this card/category (e.g., 8×).
E.g., 15,000 points → 1,000 miles.
Auto-syncs with 1,000-miles field.
Derived Rates (this card)
Ringgit per Mile (RPM)RM 0.00
Miles per RM (MPR)0.0000
RM needed for 1,000 milesRM 0.00
Formulas: RPM = (points per mile ÷ multiplier). MPR = (multiplier ÷ points per mile). 1,000‑mile spend = RPM × 1,000. Assumes base 1 point per RM.
Example: 8× category → points earned = Amount × 8.
Effective points per RM = 8.00
Enter either (they stay in sync):
• Points to 1,000 miles
• or Points to 1 mile
Implied miles per RM: 0.5333
Implied miles per RM: 0.8000
Total Fee PaidRM 0.00
Total Miles Earned0
Cost per Mile
RM per 1,000 miles
Enter 20 for +20% promo (applies to total miles from all cards).
Add each card you actually used: Enter Spend (RM) and RPM (RM per mile). Miles = Spend ÷ RPM.
Card / Note Spend (RM) RPM Miles
0
0
0
Combined Totals
Total Spend (all cards)RM 0.00
Total Miles (before bonus)0
Transfer Bonus Applied0
Miles Gap vs Needed0
Return on Spending
Redemption Value (Net)RM 0.00
Final ROS0.00%